My main blog is with Word Press and contains information on Health Reform and will continue on with what there is to better cover quality of life events. The need here is to custom design your future coverage so that you are not totally dependent on one or two sources. There needs to be less dependence on such sources as your employer, the government programs (Medicare, Medicaid, Social Security, and Health Reform) and rather being prepared for your own unexpected events. This in-tells some extra searching and matching with the individual and family. Just as everyone takes time and research for the home they are living in for possibly a life time; so should the formation and search be used for a coverage for your well being and families security.
After all is that not what your home is.... a shelter for well being and family security? 
Why shouldn't your health and life coverage be the same? 
Do you truly want your employer and government to pick these? 
Please comment and tell me how you feel about this?
Thanks Frank
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